Credit Building Archive
Bad Credit Wizards Discusses Various Credit Solutions for Individuals With Bad Credit or No Credit – July 2019
Many of us have unfortunately gone through a phase where our financial decisions were not the best, which resulted in money mismanagement such as overspending, poor budgeting or no budgeting, and excessive debt. This eventually led to significant penalties on our credit reports, causing our scores to essentially plummet.
Blue Cash Everyday from American Express- Cash Back With the Blue Cash Everyday Card
Author: Bad Credit Wizards Team | Categories: Credit Building, Credit Card Reviews, Editor's Pick No comments
If you’re tired of a cash rewards credit card that limits you to revolving purchase categories every quarter, then the American Express Blue Cash Everyday Card may be just what you’ve been hoping for. Of course, cash back rewards are just one of the benefits the Blue Cash Everyday Card
Choosing the Best Credit Card- Applying For A Guaranteed Approval, Even with Bad Credit
There are so many different credit cards out there that you can apply for, and while many of them have a lot of flashes and bang to them, not all of them require you to have a high credit score. Not to mention many credit issuers take note
Maximize Cash Back Rewards With a Cash Back Credit Card, and How to Redeem Rewards
Author: Bad Credit Wizards Team | Categories: Credit Building, Credit Card Reviews, Loans-Credit Lines No comments
A cash back credit card can be an effective tool in helping you to manage your finances. In many cases, credit card companies offer rewards like cash back on all purchases for new cardholders. Cash rewards credit card issuers are wide in variety for how much cash back they
Digital Federal Credit Union (DCU) Reviews and Rates – DCU Secured Visa & Benefiting From It
If you have bad credit, applying for a credit card from a credit union could be a good option for increased credit card approval options. Credit unions usually do not have strict membership terms and almost anyone can apply to one. You just have to apply for membership and
Chase Sapphire Preferred Card- Your Chase Credit Card Guide to Benefits & Rewards
If you are looking for a credit card the search can be complicated. There are many different types of credit cards and finding which one meets your needs takes time and research. Whether you have bad credit, no credit or excellent credit the credit card search is the same;
Getting a Car Loan With Bad Credit- Approvals up to $30k – 100% Simple & Secure
A bad credit report can make it difficult to get the right a car loan for you and lenders always know about an individual’s past credit record so it helps to have a high credit score but having a high credit score is not necessary for you to get
7 Best Types Of Loans for People With Bad Credit Are In This Bad Credit Loan Insider
Many people with bad credit assume that they are resigned to renting for the rest of their lives. Without looking any further, that may very well seem like the case, but, for some, that’s simply not true. There are a number of programs out there, sponsored by both
Choosing the Best Starter Credit Card – The Best Starter Credit Cards & How To Use Them
Author: Bad Credit Wizards Team | Categories: Credit Building, Credit Card Reviews, Money-Finance No comments
If you are new to credit and have no credit to your name or are a beginner with limited credit, you will want to apply for a starter credit card. These types of cards are geared toward young adults who are just starting to build credit. Beginners have
Credit Scores & Credit Reports- How All Three of Your FICO Credit Scores are Calculated
The three digit number on your FICO score has a huge impact on your life. It is important for you to understand how this score affects you so that you pay more attention to improving your score. Here are 10 things you need to know about your score and
Easy Credit Card Approval For Those With Bad Credit– The Right For Card You
When you try to get approved for a credit card you can run into a bit of a catch-22 if your credit is bad. Your credit score is a big deciding factor for when it comes to getting approved for a credit card. Fortunately, there are two different
The Best Credit Cards For Poor Credit That Rebuild or Establish Good Credit History
Having poor or no credit can be very difficult for a person. There are a variety of reasons why this might happen including coming of age to have a credit card, thus having no reason for a credit history. You may have experienced bankruptcy or have had a number
What Is A Travel Credit Card And Why Do I Need One? Learn How to Sign-Up For One
If you’ve spent much time perusing the travel or credit card news, you’ve likely heard about travel credit cards. Some consumers are wary about signing up for any new cards, especially considering that there may be an annual fee. For those who have not yet traveled, air travel
Getting Approved for Credit Building Credit Card- Rebuild Your Credit History Fast
Building credit can be overwhelming but there are many different cards out there that can help begin the process. Choosing the right credit card is vital to helping you begin to rebuild your credit. The first step is knowing which card you want and how you are going
Best Instant Approval Cards | Cards for Every Credit Score | Check and Compare Best Offers
Applying for an instant approval credit card is a fast and convenient way to receive the line of credit you need to make purchases or pay for unexpected situations. The difference between instant approval credit cards and standard credit cards is that you will receive a faster decision about
Barclaycard Mastercard Credit Card Offers – Arrival Plus or No-Fee Version Compared
Barclaycard offers a huge variety of credit cards for users. They currently offer nineteen cards according to their site, so there are definitely a few from which to pick. The Barclaycard Arrival Plus World Elite Mastercard and the Barclaycard Visa no-fee version stand out though and deserve to be
Citi ThankYou Points for Maximum Value- ThankYou Points Worth & How to Use Them
Many different credit cards offer rewards. With all the rewards out there it can be confusing which to choose from. Citi ThankYou Points are some of the rewards options available to credit card holders. In this article, we will be discussing what Citi ThankYou Points are. Citi ThankYou Points
Citi Double Cash Credit Card: 2% Cash Back Option- Is it Too Good To Be True?-
Are you looking for a new credit card? Do you like getting cash rewards? What about double cash back? Then the Citi Double Cash Card may be just what you’re looking for. Along with double cash, this card also offers several other impressive benefits you’ll love. Customers who
Chase Freedom Unlimited Review: 1.5% Cash Back Rewards- Should You Get It?
There are a ton of options out there when it comes to finding a great credit card. But because of the excessive options, it can be hard to decide which credit card is the best option for you. You can avoid finding the needle in the haystack by looking
Capital One Quicksilver Cash Rewards Credit Card- Reviews- Rewards & Earning Points
If you are looking for a credit card it can be a complicated search process. There are many choices offering different benefits and rewards. The process is mostly about figuring about what is right for you and what credit card fits well with your lifestyle. You first have
Get Exclusive Rewards & Benefits with The Macy’s Credit Card! Save 20%- How to Apply
There are two ways one can apply for the Macy’s credit card and that’s to fill out an application online which is the fastest and most convenient or you could apply at the store which could cost extra time and money. When applying for any credit card it is
Home Improvement Charge Cards vs. Home Equity Line of Credit. Which to Use for What and When.
Author: Bad Credit Wizards Team | Categories: Credit Building, Credit Card Reviews, Loans-Credit Lines No comments
Understanding home equity and home improvement credit is a vital part of owning a home. A home equity line of credit is often used to finance home improvements, though there are other ways (such as a home improvement charge card) to get the job done. If you are interested
Difference Between Secured And Unsecured Credit Cards- Applying For These Cards
Author: Bad Credit Wizards Team | Categories: Credit Building, Loans-Credit Lines, Money-Finance No comments
Whether you are applying for a credit card for the first time or are considering opening another credit card account, it is important to shop around because not all credit cards are the same. When choosing a credit card, you should consider what you will be using the card
Filling Out Credit Card Applications- What You Will Need- Where & How to Apply
Credit cards are something everyone should consider owning because they offer a lot of opportunities when used right. What credit cards can do is allow you to pay bills when they’re due and then pay the credit card bill later when you get your paycheck, which can be convenient
Key Factors When Applying For A Mortgage- Get Approved for a Home Loan with Bad Credit
The American Dream always begins with home ownership. Finding a lender with the lowest rates for your home loan can depend on many things such as your credit history, the size of your downpayment, your employment history, and the total amount of debt you owe. The bottom line
Choosing The Best Credit Cards For People With Bad Credit, Apply So You’ll Get Approved
There are times when you need to get a credit card fast and can’t spend any time getting denied. You can get approved for a credit card of your choice when you have a low or bad credit score but you have to know which credit cards are easiest
Your First Credit Card – What You Should Know Before Choosing Your First Credit Card
Before applying for a credit card you must first decide what type of credit card you need because there are many different kinds of credit cards, for example, cash back credit cards. Figuring out how credit cards work and which type you are going to choose and how
Credit Score Rates to Get A New & Used Cars- Steps To Getting A Loan With Bad Credit
Shopping for a car with bad credit is not going to be easy since your credit score has a lot to do with getting approved for a car loan. Even if you have not accumulated any more debt over the years, bring in a decent income, and have established
Lowe’s Credit Card- Complete Your Next Project With 6 Months- Learn How To Apply
Author: Bad Credit Wizards Team | Categories: Credit Building, Credit Card Reviews, Loans-Credit Lines No comments
Trying to apply for a credit card is much easier than one would think. When applying for most credit cards, all you need to do is fill out the application with your correct information and wait to see if you are approved by that credit card issuer or not. You could start a new project
Refinance Your Car Loan- Refinance an Auto Loan and Lower Your Monthly Payments
Refinancing your car may be necessary if you are feeling a severe crunch from high-interest rates, and it seems as if not much of your funds are going to the principal. Auto refinancing can be a quick and easy process when you have all your documents and information ready
Tips to Fix Poor Credit & Raise Your FICO Score Quickly- Improve Your Credit Score
A high credit score automatically increases your chances of getting approved for just about anything and if your score crosses the winner’s line and gets into “excellent” status, you stand to reap many benefits. Paying for bills and loans on time are just some of the ways that you can get
How A Credit Score Affect Your Car Insurance Rates- Credit Based Insurance Score Explained
There is a little-known fact about our insurance premiums and our credit scores. Depending on our credit score, this number plays a factor in how much we pay for car premiums. Out of the U.S. fifty states, only 5 states (Georgia, Maryland, Hawaii, Utah, Oregon) do not comply
Learn How to Get Approved For A Credit Card With Fair/Average Credit – Rebuild Credit Fast
Having average credit is certainly a normal and even admirable thing these days. It is so easy to create debt, and it happens to the best of us. When hard times hit, it can seem like there is no other choice but to use credit cards just to survive.
How Smart People Are Refinancing Their Home Even With Bad Credit – Rates As Low As 3.72%
It’s true that having bad credit can make finding home refinancing options difficult but that doesn’t mean you can’t still qualify for a lower rate on home refinancing because of negligent credit history. In fact, you may still qualify for refinancing even if you have had to file for bankruptcy
The Lowe’s Credit Card Makes it Easier to Complete Your Next Project W/ 6 Months Special Financing – Learn How to Apply
Author: Bad Credit Wizards Team | Categories: Credit Building, Credit Card Reviews, Loans-Credit Lines No comments
Trying to apply for a credit card is much easier than one would think. When applying for most credit cards, all you need to do is fill out the application with your correct information and wait to see if you are approved by that credit card issuer or not. If you meet the requirements on your credit