Money-Finance Archive

Bad Credit Wizards Discusses Various Credit Solutions for Individuals With Bad Credit or No Credit – July 2019

Many of us have unfortunately gone through a phase where our financial decisions were not the best, which resulted in money mismanagement such as overspending, poor budgeting or no budgeting, and excessive debt. This eventually led to significant penalties on our credit reports, causing our scores to essentially plummet.

Choosing the Best Starter Credit Card – The Best Starter Credit Cards & How To Use Them

If you are new to credit and have no credit to your name or are a beginner with limited credit, you will want to apply for a starter credit card. These types of cards are geared toward young adults who are just starting to build credit.  Beginners have

Credit Scores & Credit Reports- How All Three of Your FICO Credit Scores are Calculated

The three digit number on your FICO score has a huge impact on your life. It is important for you to understand how this score affects you so that you pay more attention to improving your score. Here are 10 things you need to know about your score and

Getting Approved for Credit Building Credit Card- Rebuild Your Credit History Fast

Building credit can be overwhelming but there are many different cards out there that can help begin the process. Choosing the right credit card is vital to helping you begin to rebuild your credit.  The first step is knowing which card you want and how you are going

Homeowners Insurance For Bad Credit- Get A Low Rate Insurance Policy with Bad Credit

A home insurance policy can cover your home of course but home insurance coverage does come with a cost and especially for those with failing credit scores. Some may be shocked to discover their personal credit score contributes to high premiums. Addressing disastrous credit and improving a score could

Difference Between Secured And Unsecured Credit Cards- Applying For These Cards

Whether you are applying for a credit card for the first time or are considering opening another credit card account, it is important to shop around because not all credit cards are the same. When choosing a credit card, you should consider what you will be using the card

Tips to Fix Poor Credit & Raise Your FICO Score Quickly- Improve Your Credit Score

A high credit score automatically increases your chances of getting approved for just about anything and if your score crosses the winner’s line and gets into “excellent” status, you stand to reap many benefits. Paying for bills and loans on time are just some of the ways that you can get

How A Credit Score Affect Your Car Insurance Rates- Credit Based Insurance Score Explained

There is a little-known fact about our insurance premiums and our credit scores. Depending on our credit score, this number plays a factor in how much we pay for car premiums.  Out of the U.S. fifty states, only 5 states (Georgia, Maryland, Hawaii, Utah, Oregon) do not comply