5 Ways to Maximize the Benefits of the Ritz-Carlton Credit Card

Known for its luxurious hotels and unforgettable resorts around the world, the Ritz-Carlton Hotel Company, LLC has teamed up with Chase Bank and Visa to offer the Ritz-Carlton Rewards Credit Card. Cardholders earn points when they or authorized users make purchases on products and services. This high-end, loyalty rewards card has multiple ways for members to use their benefits and rewards, and becoming a Chase online banking customer makes accessing your rewards points more convenient. For a $450 annual fee, members enjoy Club Level Upgrades, Gold Elite status, the opportunity to redeem their points at any Ritz-Carlton or Marriott property, and more.

Reasons To Apply for Ritz-Carlton’s Credit Card

Known for its luxurious hotels and unforgettable resorts around the world, the Ritz-Carlton Hotel Company, LLC has teamed up with Chase Bank and Visa to offer the Ritz-Carlton Rewards Credit Card. Cardholders earn points when they or authorized users make purchases on products and services. This high-end, loyalty rewards card has multiple ways for members to use their benefits and rewards, and becoming a Chase online banking customer makes accessing your rewards points more convenient. For a $450 annual fee, members enjoy Club Level Upgrades, Gold Elite status, the opportunity to redeem their points at any Ritz-Carlton or Marriott property, and more.

Upgraded Sign-Up Bonus Package 

First-time cardholders receive an E-certificate for two complimentary nights at any of Ritz-Carlton’s tier 1-4 properties, provided they spend $4,000 within the first three months of the card’s activation. This generous offer applies to a standard room type, which is a great deal being that a standard room at the Ritz averages from $355 to well over $1,000 per night, depending on the location and time of year. The points associated with the offer do not expire as long as your account remains open. However, if you plan to use the two free night’s certificate instead of saving the points, you must use it within one year. Rewards members can use the E-certificate on separate days or during the same stay.

Easily Apply Travel and Hotel Benefits Any 

Primary account members can redeem their $300 annual travel credit on airline purchases, such as seat upgrades and carry-on baggage fees. Members who travel abroad will appreciate their TSA traveling privileges and waived the application fee for the U.S. Global Entry Customs and Border Protection program. The Ritz also honors its $100 hotel credit on paid overnight stays of two nights or more, hotel restaurant bills, and hotel activities and events. The more you travel, the more you save with the Ritz’s rewards program. A $100 airline discount on round-trip itineraries for up to five travelers can be applied to destinations anywhere in the United States. Best of all, you can use this discount many times a year as you want with most major airlines.

Gain Additional Bonus Points

High-end credit card account holders often add the names of their family members to their accounts. The Ritz and Chase Bank have decided to offer 10,000 extra bonus points to any primary card member who adds an authorized user to the account within the first three months the card is activated. To be totally eligible for this benefit, primary account holders must also make a purchase within the first three months of card activation, not be in default at the time points are redeemed, and have kept the account open for at six months.
Key Benefits and Rewards for Card Holders.

• Club Level and Platinum Elite status upgrades.
• Automatic Gold Elite status in the rewards program during the first year the card is active.
• Sign up bonus earns members two complimentary nights at any Ritz-Carlton hotel or resort.
• Enjoy free access to complimentary lounges at any airport in the world.
• Around-the-clock personal concierge service from Chase Premier service professionals.
• Waived foreign transaction fees.
• Save thousands of dollars with travel credits and benefits.
• 10,000 extra bonus points for adding an authorized user.
• Earn an annual 10% increase in premium points.
• Points never expire as long as you remain a member.
• Get Exclusive “Invite Only” Tickets.

Cardmembers can redeem their points for VIP treatment at breath-taking vacation getaways or enjoy coveted seats at world premier cultural and sporting events. Rewards members also receive invitations to attend private gatherings, such as wine tasting tours hosted by Napa Valley wineries or the upcoming tenth anniversary of the Grand Cayman Island’s premier food and wine event happening January 11 -15, 2018.

Earn Regular Rewards and Premium Points

To ensure that program members spend enough money on their cards to capitalize on the many rewards and benefits associated with their Ritz-Carlton credit card, this rewards program has outlined four ways to earn points. Cardmembers can collect five Ritz Rewards points for every $1 spent on eligible purchases made at any participating Ritz-Carlton location or affiliate hotel. Cardholders will receive two Ritz Rewards points for each $1 spent at participating restaurants, major airline carriers, and car rental companies. Program members will earn one Ritz Rewards Point on retail and services purchases to include membership dues for the Destination Club program.

10% Annual Bonus Points

To qualify for the 10% annual bonus on points earned, you will have to remain an active member for at least 24 months, and your account must be in good standing. To continue its reputation for excellent customer service, the Ritz-Carlton card issuer will automatically add all of the points you have accumulated during a given billing cycle into your Rewards Program account at the end of that billing cycle. As long as you remain an active cardholder and your account is not in default, you can enjoy the free benefits and incentives associated with this premium credit card for big spenders.

What Should I Look Out For When Using This Card?

It is vital to consider what any customer or member should look out for when using this card. Clients are required to maintain or have a high and excellent credit score above 690. This credit score ensures that their membership with Ritz-Carlton Rewards is approved and kept valid. You should look out for the luxury benefits attached to the card when using this card. Thus, you should maximize the use of these benefits past the awarded reward points. The annual fee for acquiring the card is quite high, and it is necessary to continually utilize any advantage tagged along with the card to ensure that the utility derived is equal or worth the fee paid.

Annual Percentage

Look out for the annual percentage rate of borrowing when using this card. The annual percentage rate varies with the credibility of the customer, mostly between 17.74% and 24.74%. Hence, you should not have huge monthly balances and no payments past time limit to ensure that you evade the accrued interests yearly. Members ought to look out for their lifestyle pattern and schedule when using this card. The card covers mostly travel and accommodation expenses and therefore tends to fit people who often travel or make several business trips.

Do The Rewards Or Benefits Expire?

Customers often gain some merits such as bonuses and catered for airline expenses amongst other advantages. However, there is a probability that the members may not have used all of these rewards within the given time frame. The result is an expiry which raises worries amongst members considering that they have already paid a very high annual membership fee. The advantage of The Ritz-Carlton Rewards Credit Card is that provided the card is active every two years; then the points do not expire. Clients who spend more than $5,000 within three months after registration earn a certificate of three free nights. However, the free night’s license has a validity of up to one year. The rewards of benefits may expire if a member terminates the membership or considered no longer a member of The Ritz-Carlton Rewards Credit Card. The benefits and rewards awarded remain valid as long as the client remains a member and upholds the policies of the program.

Facts About The Ritz-Carlton’s Credit Card

There are several facts about this card, they include:

• The card takes a maximum of three weeks to get approved after registration. The registration process is not tiresome as it involves making an application at The Ritz-Carlton Rewards Credit Card site and providing the relevant membership details.
• The card links with Chase bank which manages account transactions such as catering for the bills online.
• Another fact about this card is that members have a minimum of $10,000 as the credit limit once their account is approved.
• The card allows members to sign up for higher bonuses enabling them to access better services accompanied by high points and rewards.
• Members are advised to let the card pay for luggage costs and other airline expenses. These charges compensate for the membership fee which is considerably high compared to other global travel and accommodation ventures.
• Massive spending of members is another fact about this card. Members should spend more than average of $40,000 to enable them to gain points equivalent to the annual membership charges. Such costs are very high, and this card works best for customers who can afford the hefty expenses.

These facts about this card attract prospective clients who spend most of their time traveling and wish to stay in luxurious hotels during their busy schedule. The details about the facts of this card are made available to members and anybody who is willing to become a member to facilitate a proper decision making to avoid hiccups during the membership period.