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How to Get a Coronavirus Stimulus Check Without Up to Date Tax Filings – July 2020

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The Internal Revenue Service (IRS) has delivered more than 160 million stimulus checks to federal aid recipients, and while a new bailout is just weeks away from being approved, the truth is that Non-taxpayers can still request this first stimulus check.  It is worth mentioning that the deadline

Financial Aid for Homeowners and Renters During the COVID-19 Crisis (Updated July 2020)

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In New York city, Mayor Bill DE Blasio became the last city official to call for a rent freeze, joining Brooklyn and Manhattan counties presidents Eric Adams and Gale Brewer, who previously introduced the “Renter’s Choice” plan to demand that New York homeowners who give tenants the option to

Stop Waiting for a Second Round of Economic Stimulus Checks and Prepare a Plan to Improve Your Finances and Begin Saving Money Today

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Millions of Americans continue to receive the unemployment benefit and financial aid check as the United States economy continues to recession and some states are halting the reopening due to the outbreak of new coronavirus cases. Some lawmakers are requesting a second round of stimulus checks. Democrats are pushing

Why Economic Stimulus Checks, Aid To Small Businesses, And Reopening Are Not Enough To Rescue The United States Economy

The coronavirus pandemic spread through the American economy at an incredibly fast rate, so fast that it has been difficult for economists and public policy experts to understand what exactly is going on. Despite the fact that official data is often outdated, a group of researchers gathered information and

Blue Cash Everyday from American Express- Cash Back With the Blue Cash Everyday Card

If you’re tired of a cash rewards credit card that limits you to revolving purchase categories every quarter, then the American Express Blue Cash Everyday Card may be just what you’ve been hoping for. Of course, cash back rewards are just one of the benefits the Blue Cash Everyday Card

America’s Best Credit Cards of 2020 – Combine Points, Cash Back, No Annual Fees, Free Balance Transfers and More!

In truth, there is no one-size-fits-all credit card. Your most ideal card will depend upon your range of needs, goals, and lifestyle. The subsequent list includes a few of the many benefits you should look for in a credit card: Improves your Credit Score – If you don’t have

Easy and Quick Loan Options For People With Poor Credit – Loan Options When You Have Poor Credit

Doesn’t it sometimes feel like your bad credit follows you around like a scarlet letter, calling you out to creditors and financial institutions? Ever get clammy hands while waiting at the service desk or bank to see if you get approved for a loan, just knowing in the back

2020’s Top Credit Cards for Fair and Average Credit Scores – Keep Building Your Credit With These Lenient Card Options

We’ve all heard of credit scores, and most of us understand that they carry weight in the world of finance. Considering this, some may ask what exactly is a credit score; and for those of us that may have made some financial mistakes along the road, what are some

Credit Solutions for Individuals With Bad Credit or No Credit – It’s Never too Late to Begin Building Your Credit Profile

Many of us have unfortunately gone through a phase where our financial decisions were not the best, which resulted in money mismanagement such as overspending, poor budgeting or no budgeting, and excessive debt. This eventually led to significant penalties on our credit reports, causing our scores to essentially plummet.

Credit Cards for Excellent Credit Credit Scores Seeking Low Interest, No Annual Fees, Rewards Points and More!

Having an exceptional credit score is like receiving an exclusive right to passage. You worked so hard on managing your finances and keeping reliable records to maintain a balanced budget, that it paid off in the end, resulting in an outstanding credit rating. Now the goal is not only

Bad Credit Wizards Discusses Various Credit Solutions for Individuals With Bad Credit or No Credit – March 2020

Many of us have unfortunately gone through a phase where our financial decisions were not the best, which resulted in money mismanagement such as overspending, poor budgeting or no budgeting, and excessive debt. This eventually led to significant penalties on our credit reports, causing our scores to essentially plummet.

Choosing the Best Credit Card- Applying For A Guaranteed Approval, Even with Bad Credit

There are so many different credit cards out there that you can apply for, and while many of them have a lot of flashes and bang to them, not all of them require you to have a high credit score.  Not to mention many credit issuers take note

Capital One VentureOne Rewards Credit Card- Venture Vs. VentureOne: Which Is Best?

Finding a credit card that best suits your needs isn’t easy. Today, there are so many different cards to choose from. With credit cards that offer rewards, bonuses, and individual benefits the possibilities are seemingly endless. However, there is one card that is worth giving a closer look, the

Maximize Cash Back Rewards With a Cash Back Credit Card, and How to Redeem Rewards

A cash back credit card can be an effective tool in helping you to manage your finances. In many cases, credit card companies offer rewards like cash back on all purchases for new cardholders. Cash rewards credit card issuers are wide in variety for how much cash back they

Digital Federal Credit Union (DCU) Reviews and Rates – DCU Secured Visa & Benefiting From It

If you have bad credit, applying for a credit card from a credit union could be a good option for increased credit card approval options. Credit unions usually do not have strict membership terms and almost anyone can apply to one. You just have to apply for membership and

Chase Sapphire Preferred Card- Your Chase Credit Card Guide to Benefits & Rewards

If you are looking for a credit card the search can be complicated. There are many different types of credit cards and finding which one meets your needs takes time and research. Whether you have bad credit, no credit or excellent credit the credit card search is the same;

Getting a Car Loan With Bad Credit- Approvals up to $30k‎ – 100% Simple & Secure

A bad credit report can make it difficult to get the right a car loan for you and lenders always know about an individual’s past credit record so it helps to have a high credit score but having a high credit score is not necessary for you to get

ABOC Platinum Rewards: A Great Credit Card for Those with Great Credit

With so many credits cards out there, it can be tough to find one that will be the most beneficial for you. When you’ve seen one, you’ve seen them all, which makes the search much more difficult at times. Finding a card that will benefit you for every purchase

7 Best Types Of Loans for People With Bad Credit Are In This Bad Credit Loan Insider

Many people with bad credit assume that they are resigned to renting for the rest of their lives. Without looking any further, that may very well seem like the case, but, for some, that’s simply not true.  There are a number of programs out there, sponsored by both

Citi Diamond Preferred Card: 21 Month Long 0% Intro APR- Low Intro APR Credit Card

The Citi Diamond Preferred Card offers an incredible introductory deal of 0% APR for 21 months. Balance transfers and purchases enjoy the same deal, so the first three months would be the time to make some smart buys or move some debt to save money on the interest building

Bank of America Cash Rewards Credit Card – Is It Right for You? – Cash Back & Rewards Credit

With so many cash rewards credit cards to choose from, it’s not easy picking the one that will work best for your situation. That’s why we are going to tell you about one of the best cash rewards credit cards currently being offered, the Bank of America cash rewards

Choosing the Best Starter Credit Card – The Best Starter Credit Cards & How To Use Them

If you are new to credit and have no credit to your name or are a beginner with limited credit, you will want to apply for a starter credit card. These types of cards are geared toward young adults who are just starting to build credit.  Beginners have

Credit Scores & Credit Reports- How All Three of Your FICO Credit Scores are Calculated

The three digit number on your FICO score has a huge impact on your life. It is important for you to understand how this score affects you so that you pay more attention to improving your score. Here are 10 things you need to know about your score and

Easy Credit Card Approval For Those With Bad Credit– The Right For Card You

When you try to get approved for a credit card you can run into a bit of a catch-22 if your credit is bad. Your credit score is a big deciding factor for when it comes to getting approved for a credit card.  Fortunately, there are two different

The Best Credit Cards For Poor Credit That Rebuild or Establish Good Credit History

Having poor or no credit can be very difficult for a person. There are a variety of reasons why this might happen including coming of age to have a credit card, thus having no reason for a credit history. You may have experienced bankruptcy or have had a number

What Is A Travel Credit Card And Why Do I Need One? Learn How to Sign-Up For One

If you’ve spent much time perusing the travel or credit card news, you’ve likely heard about travel credit cards. Some consumers are wary about signing up for any new cards, especially considering that there may be an annual fee.  For those who have not yet traveled, air travel

Getting Approved for Credit Building Credit Card- Rebuild Your Credit History Fast

Building credit can be overwhelming but there are many different cards out there that can help begin the process. Choosing the right credit card is vital to helping you begin to rebuild your credit.  The first step is knowing which card you want and how you are going

Best Instant Approval Cards | Cards for Every Credit Score | ‎Check and Compare Best Offers

Applying for an instant approval credit card is a fast and convenient way to receive the line of credit you need to make purchases or pay for unexpected situations. The difference between instant approval credit cards and standard credit cards is that you will receive a faster decision about

Barclaycard Mastercard Credit Card Offers – Arrival Plus or No-Fee Version Compared

Barclaycard offers a huge variety of credit cards for users. They currently offer nineteen cards according to their site, so there are definitely a few from which to pick. The Barclaycard Arrival Plus World Elite Mastercard and the Barclaycard Visa no-fee version stand out though and deserve to be

Citi ThankYou Points for Maximum Value- ThankYou Points Worth & How to Use Them

Many different credit cards offer rewards. With all the rewards out there it can be confusing which to choose from.  Citi ThankYou Points are some of the rewards options available to credit card holders. In this article, we will be discussing what Citi ThankYou Points are. Citi ThankYou Points

Citi Double Cash Credit Card: 2% Cash Back Option- Is it Too Good To Be True?-

Are you looking for a new credit card? Do you like getting cash rewards? What about double cash back? Then the Citi Double Cash Card may be just what you’re looking for. Along with double cash, this card also offers several other impressive benefits you’ll love.  Customers who

Chase Freedom Unlimited Review: 1.5% Cash Back Rewards- Should You Get It?

There are a ton of options out there when it comes to finding a great credit card. But because of the excessive options, it can be hard to decide which credit card is the best option for you. You can avoid finding the needle in the haystack by looking

Capital One Quicksilver Cash Rewards Credit Card- Reviews- Rewards & Earning Points

If you are looking for a credit card it can be a complicated search process. There are many choices offering different benefits and rewards.  The process is mostly about figuring about what is right for you and what credit card fits well with your lifestyle. You first have

The Ritz-Carlton Rewards Credit Card from Chase- Applying For Ritz-Carlton’s Card

Known for its luxurious hotels and unforgettable resorts around the world, the Ritz-Carlton Hotel Company, LLC has teamed up with Chase Bank and Visa to offer the Ritz-Carlton Rewards Credit Card. Cardholders earn points when they or authorized users make purchases on products and services.  This high-end, loyalty

Get Exclusive Rewards & Benefits with The Macy’s Credit Card! Save 20%- How to Apply

There are two ways one can apply for the Macy’s credit card and that’s to fill out an application online which is the fastest and most convenient or you could apply at the store which could cost extra time and money. When applying for any credit card it is

Homeowners Insurance For Bad Credit- Get A Low Rate Insurance Policy with Bad Credit

A home insurance policy can cover your home of course but home insurance coverage does come with a cost and especially for those with failing credit scores. Some may be shocked to discover their personal credit score contributes to high premiums. Addressing disastrous credit and improving a score could

Home Improvement Charge Cards vs. Home Equity Line of Credit. Which to Use for What and When.

Understanding home equity and home improvement credit is a vital part of owning a home. A home equity line of credit is often used to finance home improvements, though there are other ways (such as a home improvement charge card) to get the job done. If you are interested

Difference Between Secured And Unsecured Credit Cards- Applying For These Cards

Whether you are applying for a credit card for the first time or are considering opening another credit card account, it is important to shop around because not all credit cards are the same. When choosing a credit card, you should consider what you will be using the card

Filling Out Credit Card Applications- What You Will Need- Where & How to Apply

Credit cards are something everyone should consider owning because they offer a lot of opportunities when used right. What credit cards can do is allow you to pay bills when they’re due and then pay the credit card bill later when you get your paycheck, which can be convenient

Key Factors When Applying For A Mortgage- Get Approved for a Home Loan with Bad Credit

The American Dream always begins with home ownership. Finding a lender with the lowest rates for your home loan can depend on many things such as your credit history, the size of your downpayment, your employment history, and the total amount of debt you owe.  The bottom line

Choosing The Best Credit Cards For People With Bad Credit, Apply So You’ll Get Approved

There are times when you need to get a credit card fast and can’t spend any time getting denied. You can get approved for a credit card of your choice when you have a low or bad credit score but you have to know which credit cards are easiest

Your First Credit Card – What You Should Know Before Choosing Your First Credit Card

Before applying for a credit card you must first decide what type of credit card you need because there are many different kinds of credit cards, for example, cash back credit cards.  Figuring out how credit cards work and which type you are going to choose and how

Credit Score Rates to Get A New & Used Cars- Steps To Getting A Loan With Bad Credit

Shopping for a car with bad credit is not going to be easy since your credit score has a lot to do with getting approved for a car loan. Even if you have not accumulated any more debt over the years, bring in a decent income, and have established

Lowe’s Credit Card- Complete Your Next Project With 6 Months- Learn How To Apply

Trying to apply for a credit card is much easier than one would think. When applying for most credit cards, all you need to do is fill out the application with your correct information and wait to see if you are approved by that credit card issuer or not.  You could start a new project

Refinance Your Car Loan- Refinance an Auto Loan and Lower Your Monthly Payments

Refinancing your car may be necessary if you are feeling a severe crunch from high-interest rates, and it seems as if not much of your funds are going to the principal. Auto refinancing can be a quick and easy process when you have all your documents and information ready

Getting A Small Loans or Personal Loan With Bad Credit, Get $1,000-$100,000 

A considerable percentage of Americans have a bad credit rating, and the bad credit loan services is a huge relief for them. Bad credit loans provide relief to those who have bad credit scores, allowing them to borrow a certain amount of money. It is used mostly by people

Tips to Fix Poor Credit & Raise Your FICO Score Quickly- Improve Your Credit Score

A high credit score automatically increases your chances of getting approved for just about anything and if your score crosses the winner’s line and gets into “excellent” status, you stand to reap many benefits. Paying for bills and loans on time are just some of the ways that you can get

How A Credit Score Affect Your Car Insurance Rates- Credit Based Insurance Score Explained

There is a little-known fact about our insurance premiums and our credit scores. Depending on our credit score, this number plays a factor in how much we pay for car premiums.  Out of the U.S. fifty states, only 5 states (Georgia, Maryland, Hawaii, Utah, Oregon) do not comply

Learn How to Get Approved For A Credit Card With Fair/Average Credit – Rebuild Credit Fast

Having average credit is certainly a normal and even admirable thing these days. It is so easy to create debt, and it happens to the best of us. When hard times hit, it can seem like there is no other choice but to use credit cards just to survive.

How Smart People Are Refinancing Their Home Even With Bad Credit – Rates As Low As 3.72%

It’s true that having bad credit can make finding home refinancing options difficult but that doesn’t mean you can’t still qualify for a lower rate on home refinancing because of negligent credit history. In fact, you may still qualify for refinancing even if you have had to file for bankruptcy